Quote:
Original posted by tomatofamily at 29/03/2013 19:22 
My wife and I will go to Manila for bird watching. Just want to ask if insurance covers any accident happened during bird watching, e.g. snake bite, or falling down hurting self outside Hong Kong. O ...
I do not believe that bird watching is considered high risk activity ...
I have an annual travel insurence policy with royal and sun allience and they seem pretty decent.
I have claimed damage camera equipment, water damaged extender, and even ipad ...
